Terms & Conditions for Points/Miles Transfer Program:

This program is applicable, exclusively, for Axis Bank Credit and Debit Cardholder's.

Burgundy Private credit card, Magnus credit card for Burgundy.
Reserve Credit Card, Olympus Credit Card, Magnus Credit Card.
Atlas Credit Card, Horizon Credit Card.
Select credit card, Privilege credit card and REWARDS credit card.
IndianOil Axis Bank Premium Credit Card & Other cards*

*Please refer for the detailed list of eligible cards here

Under this program, credit cardholders can transfer EDGE REWARD Points/EDGE MILES to Domestic & International partners program across airlines & hotels as per the following ratios:

Program Partner	Conversion Rate EDGE Rewards Points: Partner Points/Miles (Burgundy Pvt The One Metal, Magnus for Burgundy)	Conversion Rate EDGE Rewards Points: Partner Points/Miles (Reserve and Magnus)	Conversion Rate EDGE MILES: Partner Points/Miles (Atlas Credit Card)	Conversion Rate EDGE Rewards Points: Partner Points/Miles (Select, Privilege and REWARDS)	Conversion Rate EDGE MILES: Partner Points/Miles (Horizon Credit Card)	Conversion Rate EDGE MILES: Partner Points/Miles (Indian Oil Axis Bank Premium Credit Card)	Conversion Rate EDGE MILES: Partner Points/Miles (Axis Bank Olympus Credit Card)	Conversion Rate EDGE Rewards Points: Partner Points/Miles (All eligible debit/other credit cards)
All - The limitless hotel loyalty programme	5:4	5:2	1:2	10:1	1:1	2:1	1:4	20:1
Air Asia	5:4	5:2	1:2	5:1	1:1	2:1	1:4	10:1
Aeroplan	5:4	5:2	1:2	10:1	1:1	2:1	1:4	20:1
Flying Blue	5:4	5:2	1:2	10:1	1:1	2:1	1:4	20:1
Air India	5:4	5:2	1:2	10:1	1:1	2:1	1:4	20:1
Ethiopian Airlines	5:4	5:2	1:2	10:1	1:1	2:1	1:4	20:1
Etihad Guest	5:4	5:2	1:2	10:1	1:1	2:1	1:4	20:1
IHG One Rewards	5:4	5:2	1:2	10:1	1:1	2:1	1:4	20:1
ITC	5:4	5:2	1:2	5:1	1:1	2:1	1:4	10:1
JAL Mileage Bank	5:4	5:2	1:2	10:1	1:1	2:1	1:4	20:1
Marriott Bonvoy	5:4	5:2	2:1	10:1	1:1	2:1	1:4	20:1
Orchid Rewards	5:4	5:2	1:1	10:1	1:1	2:1	1:4	20:1
The Postcard Sunshine Club	5:4	5:2	1:2	10:1	1:1	2:1	1:4	20:1
Qantas Frequent Flyer	5:4	5:2	1:2	10:1	1:1	2:1	1:4	20:1
Qatar Airways	5:4	5:2	1:2	10:1	1:1	2:1	1:4	20:1
Radisson Rewards	5:4	5:2	1:1	10:1	1:1	2:1	1:4	20:1
Singapore Airlines	5:4	5:2	1:2	10:1	1:1	2:1	1:4	20:1
SpiceJet	5:4	5:2	1:2	5:1	1:1	2:1	1:4	10:1
Royal Orchid Plus	5:4	5:2	1:2	10:1	1:1	2:1	1:4	20:1
Turkish Airlines	5:4	5:2	1:2	10:1	1:1	2:1	1:4	20:1
United MileagePlus	5:4	5:2	1:2	10:1	1:1	2:1	1:4	20:1
Wyndham Rewards	5:4	5:2	1:2	10:1	1:1	2:1	1:4	20:1
IOCL XTRAREWARDS	NA	NA	NA	NA	NA	3:10	NA	NA

All existing Miles transfer partners are divided in two groups (Group A & Group B). The number of EDGE MILES/REWARD points that a customer can transfer will be capped basis the group in which the partner lies, ie per customer id, customers can transfer only a specific amount of their total EDGE MILES/Points cumulatively to partners in Group A, and rest of the EDGE MILES/Points in total to partners in Group B.

For the current calendar year, this capping will be applicable from 20th Apr24 to 31st Dec24. From next calendar year onwards, capping will be applicable from 1st Jan25 to 31st Dec25.

Please note the Group A & Group B classification and the partners list are subject to change at banks discretion without notice

Following is a detailed list of airline and hotel loyalty partners with Axis Bank classified in two groups:

Group A	Group B
All - The limitless hotel loyalty programme	Air Asia
Aeroplan	Flying Blue
Ethiopian Airlines	Air India (Maharaja Club)
Etihad Guest	IHG One Rewards
JAL Mileage Bank	ITC
Marriott Bonvoy	Orchid Rewards
Qatar Airways	The Postcard Sunshine Club
Singapore Airlines (Krisflyer)	Qantas Frequent Flyer
Royal Orchid Plus	Radisson Rewards
Turkish Airlines	SpiceJet
United MileagePlus
Wyndham Rewards

Following are the various Axis Bank credit cards with the capping classification applicable. Other cards include other eligible credit cards including all debit cards:

Card type	Overall annual capping per customer id	Annual Capping for partners in Group A per customer id	Annual Capping for partners in Group B per customer id
Burgundy Private	15,00,000	3,00,000	12,00,000
Magnus Burgundy	10,00,000	2,00,000	8,00,000
Magnus	5,00,000	1,00,000	4,00,000
Reserve	5,00,000	1,00,000	4,00,000
Atlas	1,50,000	30,000	1,20,000
Select	5,00,000	1,00,000	4,00,000
Privilege	5,00,000	1,00,000	4,00,000
Rewards	5,00,000	1,00,000	4,00,000
Horizon	5,00,000	1,00,000	4,00,000
IOCL Premium	5,00,000	1,00,000	4,00,000
Olympus	7,50,000	1,50,000	6,00,000
Other cards	5,00,000	1,00,000	4,00,000

For Example, if you hold a MAGNUS Credit Card, the overall annual capping for Miles Transfer will be 5 lakh EDGE REWARD Points per Customer ID, this means that effective 20th April 2024, a customer can transfer a maximum of 1,00,000 EDGE REWARD Points per Customer ID in total to partners in Group A and rest 4,00,000 EDGE REWARD Points per customer ID in total to partners in Group B for this calendar year

Similarly, if you hold an ATLAS Credit Card, the overall annual capping for Miles transfer will be 1.5 lakh EDGE Miles per customer id, this means that effective 20th April 2024, a customer can transfer a maximum of 30,000 EDGE MILES per customer id in total to partners in Group A and rest 1,20,000 EDGE MILES per customer id in total to partners in Group B for this calendar year

Please note this capping is basis the highest credit card the customer holds in case of multiple cards, for eg

If a customer holds Burgundy Private The One Metal + Magnus + Reserve (all Edge Reward Points), the overall capping and Group A & Group B capping will be applicable as per the highest card i.e. for Burgundy Private, which means that customer will be able to transfer maximum 15,00,000 annually for all the cards combined.

Card type	Overall annual capping per customer id (Group A+B)	Annual Capping for partners in Group A per customer id	Annual Capping for partners in Group B per customer id
Burgundy Private The One Metal	15,00,000	3,00,000	12,00,000

If a customer holds Burgundy Pvt debit card/Burgundy debit card + Magnus Burgundy credit card (all Edge Reward Points), the overall capping and Group A & Group B capping, along with applicable partner conversion ratios will be applicable as per the highest card i.e. for Magnus Burgundy, which means that customer will be able to transfer maximum 10,00,000 annually for all the cards combined.

Alternatively, if customer only holds a Burgundy Pvt debit card/Burgundy debit card/any other credit or debit cards not specified under the grid against respective card details, will fall under criteria of 'other cards' and respective cappings and ratios will be applicable.

If a customer holds Reserve (currency: Edge Reward Points) and Atlas (Currency: Miles), the capping will be the sum of the individual cappings which means that overall annual capping will be 5,00,000 for Reserve and 1,50,000 for Atlas i.e. a total of 6,50,000. Bifurcation as below.

Card type	Overall annual capping per customer id (Group A+B)	Annual Capping for partners in Group A per customer id	Annual Capping for partners in Group B per customer id
Reserve	5,00,000	1,00,000	4,00,000
Atlas	1,50,000	30,000	1,20,000

*For Magnus credit card for Burgundy, only the points earned by transactions on this card will be eligible for 5:4 transfer ratio. All the other EDGE REWARD Points that the customer has, these will be redeemed at 5:2 transfer ratio

**For Marriott Bonvoy, 2 EDGE Miles = 1 Marriott Bonvoy point

Kindly Note , If a Customer hold two Miles currency cards that is Atlas (Edge Miles) & Olympus (Edge Miles) , the total capping will considered as the highest capping amongst the two cards which Customer holds i.e. Customer will be able to transfer 7,50,000 miles annually for all Edge miles combined.

Card type	Overall annual capping per Cust ID (Group A+B)	Annual Capping for partners in Group A	Annual Capping for partners in Group B
Atlas	1,50,000	30,000	1,20,000
Olympus	7,50,000	1,50,000	6,00,000

Linking of partner membership IDs with Axis Bank Customer ID

For each of the airline/hotel transfer partners, customers can only link 1 partner program loyalty ID for each partner at a given point of time.
If a customer wishes to link another ID, the primary/existing linked ID will then get delinked by default.
For every individual partner program, the customer needs to wait for a period of 60 days after updating partner loyalty ID with Axis Bank Travel EDGE in order to update secondary/new partner loyalty ID.
Once the customer has updated their partner loyalty ID, please wait for a period of 5 working days, before attempting any transfer.
All the above rules are not applicable for Burgundy Private customers.

For Burgundy Private credit card customers

Customers can link more than 1 partner ID for each of the partners. For the following partners, customers can transfer EDGE REWARD Points only to 1 membership ID: All – The limitless hotel loyalty programme, airasia rewards, Aeroplan, Flying Blue, Air India Maharaja Club, ShebaMiles, Etihad Guest, IHG One Rewards, Club ITC, JAL Mileage Bank, Marriott Bonvoy, Orchid Rewards, The Postcard Sunshine Club, Qantas Frequent Flyer, Privilege Club, Radisson Rewards, KrisFlyer, SpiceClub, Royal Orchid Plus, Miles&Smiles, United MileagePlus, Wyndham Rewards.
This is due to the restriction at partner end.
To link a new membership ID, please send the details traveledge.support@axisbank.com and we will get back to you within 3 working days with the timeline as to when you can make transfers to the new membership ID.

The Points/Miles transferred would be debited from the accumulated EDGE REWARD Points/EDGE MILES in the Cardholder's EDGE REWARD Points/EDGE MILES Account.

The minimum EDGE MILES required for transfer request is 500.

The minimum EDGE REWARD Points required for transfer request is 300.

Cardholders can only transfer EDGE REWARD Points/EDGE MILES to their own membership accounts held as per Loyalty Program of the Partners. Transfer to other Accounts are not permitted.

EDGE REWARD Points/EDGE MILES transfer can only be done to the above mentioned program partners.

Most EDGE REWARD Points/EDGE MILES transfer requests are processed within 3 business days, but it may take Upto 15 business days depending on the Loyalty Program. For the following Partners, the transferred EDGE REWARD Points/EDGE MILES will get reflected in the cardholders account as per the following TAT:

Partner Programs	TAT (from the date of placing request)
All - The limitless hotel loyalty programme	Upto 1 working day
airasia rewards	Upto 10 working days
Aeroplan	Upto 1 working day
Flying Blue	Upto 1 working day
Air India Maharaja Club	Upto 5 working days
ShebaMiles	Upto 10 working days
Etihad Guest	Upto 1 working day
IHG One Rewards	Upto 1 working day
Club ITC	Upto 10 working days
JAL Mileage Bank	Upto 10 working days
Marriott Bonvoy	Upto 1 working day
Orchid Rewards	Upto 1 working day
The Postcard Sunshine Club	Upto 2 working days
Qantas Frequent Flyer	Upto 1 working day
Privilege Club	Upto 10 working days
Radisson Rewards	Upto 1 working day
KrisFlyer	Upto 10 working days
SpiceClub	Upto 10 working days
Royal Orchid Plus	Upto 1 working day
Miles&Smiles	Upto 10 working days
United MileagePlus	Upto 1 working day
Wyndham Rewards	Upto 1 working day

Note: Working days are defined as Monday – Friday only.

The loyalty program membership number you provide when you request a EDGE REWARD Points/EDGE MILES transfer and the name on your credit card account must match those on file with the loyalty program. Any difference between these details and those on file with the loyalty program can cause delays or prevent EDGE REWARD Points/EDGE MILES from transferring successfully. We will inform you if your request cannot be completed.

Partner specific Terms and Conditions:

All - The limitless hotel loyalty programme
1. Whenever your ALL account tier gets upgraded , the membership ID gets changed by default. To link this new membership ID, please send the proof of update of membership ID along with customer name clearly visible to traveledge.support@axisbank.com
2. After this is received, please wait for a period of 1 working day to transfer points to your new membership ID. We will send a communication once your new ID is linked in the system.
Turkish Airlines
1. Customer can only make 1 transfer per day to their Turkish loyalty program. This is governed by the partner and not Axis Bank. If you make more than 1 transfer per day, only 1 will go through successfully and subsequently others will fail.

Axis Bank reserves the right at any time, without prior notice, to add / alter / modify / change or vary all of these terms & conditions or to replace wholly, or in part, the Program by other offers/benefits, whether similar to this Program or not, or to withdraw it altogether.

Axis Bank reserves the right to extend or terminate this program without prior notice.

Axis Bank shall not be liable for any loss or damage whatsoever that may be suffered, or for any personal injury that may be suffered, to a Cardholder, directly or indirectly, by use or non-use of products/services under this program.

Payment of fees/service charges/all other amounts due from a Cardholder to Axis Bank from usage of the Axis Bank Atlas Credit Card by the Cardholder and/or otherwise will be governed by Axis Bank Credit Card MITC.

The above Terms & Conditions need to be read in conjunction with the detailed Axis Bank Credit Card Most Important Terms & Condition (https://www.axisbank.com/docs/default-source/default-document-library/mitc-credit-cards.pdff)

Axis Bank or its group entities, or affiliates, their respective directors, officers, employees, agents, vendors, shall not be responsible for or liable for any actions, claims, demands, losses, damages, costs, charges and expenses whatsoever that may be suffered, or for any personal injury that may be suffered, sustained or incurred to a Cardholder, directly or indirectly, by availing or not availing the services under this program.

All transfers are final and cannot be reversed or refunded.

Participating travel loyalty programs are subject to change without notice, and we may suspend or terminate the Points/Miles transfer transfer feature at any time without notice.

You must agree to all the terms and conditions to transfer your EDGE REWARD Points/EDGE MILES to participating travel loyalty programs.

Once transferred, your Points/Miles become subject to the terms and conditions of the travel loyalty program you have selected. Transfer of Points/Miles to the following frequent traveller programs is subject to their additional terms and conditions which can be found on these website pages:

We are not affiliated with the travel loyalty programs. We also make no representation about any services provided by the travel loyalty programs, nor are we responsible for the rules set by the travel loyalty programs governing the redemption of rewards.

How to transfer EDGE REWARD Points/EDGE MILES?

Cardholders who are not a member with any of the participating program partners of the EDGE REWARD Points/EDGE MILES Transfer Program will have to first enrol with their program of choice by logging onto the partners website before proceeding with the EDGE REWARD Points/EDGE MILES transfer.

EDGE REWARD Points/EDGE MILES can be converted into partner Miles/Points under Axis Bank's Points/Miles transfer program. Cardholders can convert EDGE REWARD Points/EDGE MILES by

Logging into Axis Bank Mobile app & clicking on Book Now in ATLAS MILES dashboard OR visiting EDGE REWARD section of Axis Bank Mobile App OR Logging into Travel EDGE portal (https://traveledge.axis.bank.in/)
In Travel EDGE portal dashboard , click on Points/Miles Transfer tab

Dispute Resolution:

Any disputes related to points/miles transfer may be raised as per the following-

Type of Query

Contact Us

Points/Miles transfer on Travel EDGE portal

traveledge.support@axisbank.com

Customer Care:

022 6855 4000